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    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💰Upgrade your money literacy ！ Asset Management [Free Online Seminar] ★ Now accepting participants ～ ★

    In order to protect and grow your assets, you need to have the right knowledge and the ability to choose the right product for your objectives and risk ・ return.

    This online seminar provides basic knowledge of the risks and returns of various financial products, as well as information on insurance in the US, which is located in the middle risk ・ middle return range.

    There is absolutely no forced solicitation. Please feel free to join us.


    [Main contents]

    ・ What is asset management ？

    ・ About risk and return

    ・ How to protect and increase your money

    ・ American Life Insurance, Individual Annuities

    ・ Specific Designs



    ＜ Next Schedule ＞

    March 29 Sat ）

    Mar 30 （ Sun ）

    Apr 2 （ Wed ）

    * Seminar start times vary by area. Please confirm on the registration page.



    ＜ How to Participate ＞

    ・ Zoom

    *If you register through our website below, you will receive an invitation by email shortly.
    Zoom

    ＜ Registration ・ Contact ・ For more seminar information ＞
    https://insurance110usa.com/archives/seminar/ online-asset-management

    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🐣 How to Save for Education ？ [Free Online Seminar] Call for Participants ～

    Will my child go to a Japanese university ？ or an American university ？
    Tuition fees ・ How much money will he/she need for education ？

    By clarifying these vague questions, you can prepare for your child's important future. You can help your child prepare for his or her precious future.

    If you are returning to Japan someday, learn how to efficiently fund your school expenses by taking advantage of opportunities while you are in the U.S.


    "Main Topics of the Seminar"

    ・ Your Child's Future College in Japan ？ College in America ？ How Much Will You Need for Education ？

    ・ Accumulation of tuition fee by American insurance, its merit ・ Demerit ？

    ・ Expatriation or permanent residence, how do senior parents save ？


    *This seminar is free of charge. We will not solicit you to attend the seminar. Please feel free to attend.



    ★ Next Schedule ★

    April 5 （ Sat ）

    April 9 （ Wed ）

    *Hours vary according to each area. Please check the application page.



    ＜ How to join ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞

    https://insurance110usa.com/archives/seminar/online-kyouikuhi

    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ♿Surprisingly Little Known State of Nursing Care in Japan and the U.S. "Free Online Seminar" Call for Participants ～.

    In today's aging society, the issue of caregiving has become unavoidable.

    However, there are few places that provide information, and when "caregiving" occurs, it can be a considerable mental, physical, and financial burden on both you and your family
    .

    It is very important to understand the nursing care situation in Japan and the U.S. now, and plan for the eventuality, including returning home.



    Although this is a free seminar, there will be no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    [Part 1] Caregiving in Japan and the US
    April 12 （ Sat ）

    [Part 2] Long-term Care Insurance and How to Choose
    April 13 （ Sun ）

    *Please check the start time on the registration page as it varies for each area.



    ＜ How to participate ＞

    ・ Zoom

    *We will send an invitation to those who have registered through our website below by email. We will send you the information by email.


    ＜ Click here to register ＞
    https://insurance110usa.com/archives/seminar/online-kaigo

    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🔹No more confusion about choosing insurance🔹How to get life insurance by life stage [free online] Call for participants ～.

    If you have a vague idea that you need to get life insurance ！ when you have a family, but
    don't know what kind of life insurance I should get ！,

    life insurance plans are very different depending on your life stage and family structure.


    In this seminar, we will introduce what life insurance is in the first place ？ the types and roles of life insurance, and for what purpose you should purchase life insurance,
    as well as the "way of thinking" when purchasing life insurance.


    The three important points of life insurance are: ？ For what purpose How much ？ and for how long ？.



    *This is a free seminar, but there is no forced solicitation. Please feel free to attend.




    ★ Next Schedule ★

    April 19 （ Sat ）

    April 23 （ Wed ）
    *Times vary according to each area. Please check the application page.



    ＜ How to participate ＞

    ・ Zoom

    *If you have registered through our website below, you will receive an email invitation shortly. Zoom


    ＜ Click here to register ＞

    https://insurance110usa.com/webinar/life-insurance-by-life-stage/

    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： April 26 （ Sat ・ April 30 （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： April 27 （ Sun ） ・ May 1 （ Thu ）

    *Seminar start time differs for each area. Please confirm on the registration page.

    • Event / Finance / Insurance
    • 2025/03/27 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that the interest rate for savings insurance is higher than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there will be absolutely no forced solicitation after attending. Please feel free to attend.



    ★ Next Schedule ★

    May 4 （ Sun ）

    May 7 （ Wed ）

    *Hours vary according to each area. Please check from the application page.

    • Useful info / Professional
    • 2025/03/25 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Visa and Payroll

    Tax Return

    It is well known to many in the Japanese community that the decision to file a Tax Return as a Non-resident or Resident is based on the 3-year rule and other factors. However, I don't think people who plan to stay in Japan for a short period of time are aware that they are not obligated to pay Social Security and Medicare on a daily salary.


    Social and Medicare

    Basically, those working for government agencies, A-Visa, non-resident students ， OPT, researchers, etc. F, J, M, Q visa holders are exempt from paying Social and Medicare. H-1B seems to have changed recently to not be exempt.

    The E VISA, which is often handled by Japanese expatriates, is not explained in detail by the IRS, as can be seen from the following quote from the IRS website. Since E VISA is mainly used for long term stay and is one of the effective ways to obtain a Green Card, it is likely that the explanation is omitted from the IRS listing.

    Thus, to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to Thus to summarize, both the Internal Revenue Code and the Social Security Act allow an exemption from Social Security/Medicare taxes to alien students, scholars, teachers, researchers, trainees, physicians, au pairs, summer camp workers, and other nonimmigrants who have entered the United States on F-1, J-1, M-1, Q-1, or Q-2 visas and who are still classified as NONRESIDENT ALIENS under the residency rules of the Internal Revenue Code.

    Typically, the H-1B change of status becomes effective on October 1st of each year.


    From the perspective of the U.S.-Japan Social Security Agreement

    , in order to prevent double payments between the U.S. and Japan, the U.S.-Japan Social Security Agreement provides that an employer who has paid premiums and pensions in Japan may extend their H-1B status up to 5 8 years. <1967> If you are paying premiums and pension in Japan and intend to return to Japan within 5 years ） which has been extended to 8 years, you are exempt from US Social Security and Medicare. From this perspective, those who meet these conditions under the E VISA would be eligible for the waiver. However, for stays of more than 2 or 3 years, the regulations require that you apply to the Japanese government for a document proving your intention to return to Japan within 5 years, and submit the same document to the U.S. government. In my opinion, if you are staying more than 4 or 5 years, it is better to pay the taxes than to struggle to save some taxes, because you can benefit from U.S. pension, insurance, and other benefits.


    Refund

    At the time of Tax Retrun, we sometimes see people on OPT bringing in their W-2 with Social and Medicare deducted. Some companies treat E VISA as long term resident and pay social and Medicare from the first year. Most American employers are not even aware of the US-Japan Social Security Agreement or the US-Japan Tax Treaty, and may ask you to reimburse them with a tax return, but we do not recommend it because the process is complicated and difficult. Also, if you request a W-2 correction from the company, it is unlikely that they will accept it, as payroll companies charge a lot of money for corrections that carry over from one year to the next. Your best bet is to check with your employer at the time of hire, and check with your company's HR as soon as you become aware of it. Now.


    The information provided throughout this column is general and educational information and is not intended to be a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com

    Tax Return and Payroll: aohamaturtle@gmail.com

    https://aohama. com/

    • Event / Finance / Insurance
    • 2025/03/20 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Account (IRA), which is a "personal pension" that can be used by expatriates and has tax advantages. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 22 （ Sat ）

    March 23 （ Sun ）
    Mar. 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/03/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that the interest rate for savings insurance is higher than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there will be absolutely no forced solicitation after attending. Please feel free to attend.



    ★ Next Schedule ★

    May 4 （ Sun ）

    May 7 （ Wed ）

    *Hours vary according to each area. Please check from the application page.

    • Event / Finance / Insurance
    • 2025/03/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Account (IRA), which is a "personal pension" that can be used by expatriates and has tax advantages. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 22 （ Sat ）

    March 23 （ Sun ）
    Mar. 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Event / Finance / Insurance
    • 2025/03/13 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇯🇵🇺🇸 Pensions in Japan and the U.S. ： Are You Ready for a Bright Retirement ？ （ Free Online Seminar ）

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/

    We often hear in the news about "raising the age at which pension benefits begin" <
    The average life expectancy of Japanese people is rising year by year along with this increase.
    We can no longer rely on public pensions alone for our retirement.


    When you are busy with work, hobbies, child-rearing, and daily life in the U.S.,
    you may not have time to think carefully about money one year, much less 10 or 20 years from now.


    However, retirement does not start suddenly; it is an extension of your current life.


    It is important to have even a vague idea of what retirement will be like now.
    Thinking about "what you would like to be like then" will give you an idea of what you should be doing now.


    Do you plan to live in the U.S. ？ or in Japan in your retirement ？

    Please take this opportunity to learn more about "Pension" which is always involved when choosing your future.


    ＜ Next Schedule ＞ Two parts, lots of information ！ ！


    [Part 1] Pensions in Japan and the US ： April 26 （ Sat ・ April 30 （ Wed ）

    [Part 2] Individual Annuities and How to Choose One ： April 27 （ Sun ） ・ May 1 （ Thu ）

    *Seminar start time differs for each area. Please confirm on the registration page.

    • Press Release / Media
    • 2025/03/10 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Walking Around Town ： Latest Articles （ Check here for information on Hawaii ）

    Alii ・ Coffee ・ Company, a cafe where Hawaii's coffee connoisseurs go crazy for the hottest craft coffee
    https://hawaii.vivinavi.com/ss/article/0001

    International menu wins hearts ！
    Sho's Kitchen Honolulu, a popular local bento shop
    https://hawaii.vivinavi.com/ss/article/0002
    Clean from the inside out. 100% plant-based burger food truck now available ！
    https://hawaii.vivinavi.com/ss/article/0003

    Royal Hawaiian ・ The Center's recommended breakfast spot
    Safe dining with outdoor seating and open space
    https://hawaii.vivinavi.com/ss/article/0004

    Oahu. The ・ Bus, Hawaii's only public transportation system, is the best way to explore in depth ！
    https://hawaii.vivinavi.com/ss/article/0005

    Getting from Honolulu airport to Waikiki Means
    https://hawaii.vivinavi.com/ss/article/0006

    Hawaii Kai, an exclusive residential area surrounded by natural beauty where you can free your mind
    https://hawaii.vivinavi.com/ss /article/0007

    A gourmet town of Hawaii ！ Kaimuki, Hawaii
    https://hawaii.vivinavi.com/ss/article/0008

    Hawaii Travel
    Oli Oli Oli Plaza in Waikiki is open to all visitors to Hawaii ！
    https://hawaii.vivinavi.com/ss/article/0009
    Honolulu ・ A Walk in Chinatown
    https://hawaii.vivinavi.com/ss/article/0010

    Look at Kakaako, a new place with wall art all over town ！
    https://hawaii.vivinavi.com/ss/article/0011

    Hawaii's Super Cheap Shopping Paradise ！ "Waikele ・ Premium ・ Outlets"
    https://hawaii. vivinavi.com/ss/article/0012

    Latest ！ Lanikai in Summer 2022 ＆ Enjoy Kailua ！
    https://hawaii.vivinavi.com/ss/article /0013

    Step Back in Time to the Kingdom ！ Visit Iolani Palace
    https://hawaii.vivinavi.com/ss/article/0014

    Hawaii Souvenirs for 2022 From the standard items to new seasonal items ～
    https://hawaii.vivinavi.com/ss/article/0015

    [Basic Information on Hawaii Island] Discover a new you in the great outdoors ！ Different from Oahu Enjoy the charm of Hawaii
    https://hawaii.vivinavi.com/ss/article/0016

    Ukulele stores in Hawaii ・ 4 ukulele schools ！ How to choose one
    https:// hawaii.vivinavi.com/ss/article/0017

    Plane fans will love ！ The best place to go "Lagoon Drive ・ Parking ・ Lot"
    https://hawaii .vivinavi.com/ss/article/0018

    Hawaii's Security
    https://hawaii.vivinavi.com/ss/article/0019

    Beyond the Epic History of "Hawaii ！
    https://hawaii.vivinavi.com/ss/article/0020

    [Very Popular] Visit a Farmer's Market in Hawaii! ！
    https://hawaii.vivinavi.com/ss/article/0021

    The Hilton ・ Hawaiian ・ Village Fireworks Show ！ https://hawaii.vivinavi.com/ss/article/0022

    Top 5 Foods to Try When in Hawaii ！ Top 5 Typical Foods in Hawaii
    https://hawaii. vivinavi.com/ss/article/0023

    Black Friday in Hawaii&Cyber Monday
    https://hawaii.vivinavi.com/ss/article/0024

    Surfing Mecca ！ Visit Old Town Haleiwa on the North Shore ！
    https://hawaii.vivinavi.com/ss/article/0025

    Oahu Overlooking the South Coast ！ Diamond Head Basics You Need to Know Before Climbing
    https://hawaii.vivinavi.com/ss/article/0026

    New Wave of Waikiki Hotels "Twin Fins ！
    https://hawaii.vivinavi.com/ss/article/0027

    Power in Waikiki ／ Healing spots in Waikiki
    https://hawaii.vivinavi.com/ss/article/0028

    Waikiki Market finally opens with Hawaiian food culture ！
    https://hawaii.vivinavi. com/ss/article/0029

    Hawaiian Language ・ Summary of Hawaiian Dialects|Learn the words used everyday ！
    https://hawaii.vivinavi.com/ss/article/ 0030

    Shangri-La ・ La Mansion
    https://hawaii.vivinavi.com/ss/article/0031

    Coco Head ・ How hard is the trail ？ Difficulty and things to keep in mind
    https://hawaii.vivinavi.com/ss/article/0032

    Arizona Memorial Museum to experience firsthand the history of Japan and the United States
    https ://hawaii.vivinavi.com/ss/article/0033

    Now a hot topic ！ Fantastic new luau show "Aloha ・ Kai ・ Luau" under the stars
    https://hawaii .vivinavi.com/ss/article/0034

    Grand Opening of New Resort Complex Wai Kai （ Wai Kai ） in Eva Beach
    https://hawaii.vivinavi.com/ ss/article/0035

    It's more interesting to go there after knowing the name of the place ！ Oahu Activity Spots
    https://hawaii.vivinavi.com/ss/article/0036
    I went to ！ Joy of Sake event in Hawaii
    https://hawaii.vivinavi.com/ss/article/0037

    It took about 100 years to complete ！ St. ・ Andrews Cathedral, a church famous for its stained glass
    https://hawaii.vivinavi.com/ss/article/0038

    After 50 years, the ban was finally lifted ！ "The Little ・ Plumeria ・ Farm Tour"
    https://hawaii.vivinavi.com/ss/article/0039

    Hawaii ・ Oahu's best beaches for surfing ・ 6 points of interest ！ What are the best places for beginners ？
    https://hawaii.vivinavi.com/ss/article/0040

    Fastest growing in attention ！ Hawaii's 5 Ube Sweets Recommendations
    https://hawaii.vivinavi.com/ss/article/0041

    The Appeal of Hawaiian Koa Wood and 4 Stores to Buy Koa Products
    https://hawaii. vivinavi.com/ss/article/0042

    Reef Safe Sunscreen is a Must in Hawaii ！ Recommended sunscreens available over-the-counter
    https://hawaii.vivinavi.com/ ss/article/0043

    Enjoy the feeling of being a driver ！ Ride the Skyline, Oahu's new public transportation system ！
    https://hawaii.vivinavi.com/ss/article/ 0044

    Enjoy Shopping at Hawaii's Top 3 Supermarkets ！ Which do you like, Walmart, Target or Whole Foods ？
    https://hawaii.vivinavi.com/ss /article/0045

    Everyday is a Resort ！ Plant Lover Primer - Places to Check Out While in Hawaii
    https://hawaii.vivinavi.com/ss/article/0046 <

    Discover the International Marketplace ！ The more you know, the more interesting it is
    https://hawaii.vivinavi.com/ss/article/0047

    With Your Dog ！ Dog Friendly Hiking Spots on Oahu ・ 7 Beaches
    https://hawaii.vivinavi.com/ss/article/0048

    Stylish Hawaii Souvenirs Hawaii Souvenirs Here ！ Kahala Mall Walking Tour 2023
    https://hawaii.vivinavi.com/ss/article/0049

    Charming local atmosphere ！ Pearlridge Center （ Introducing Pearlridge Center ）
    https://hawaii.vivinavi.com/ss/article/0050

    More and more, we can't take our eyes off ！ Kapolei, the heart of West Oahu
    https://hawaii.vivinavi.com/jpn/ss/article/0051

    The "House of the Sun", the sunrise, the lavender highlands … Maui, the island with so much to offer!
    https://hawaii.vivinavi.com/jpn/ss/article/0052

    Neighbor Island ！ Feel the Nature on Oahu
    https://hawaii. vivinavi.com/jpn/ss/article/0053

    120 years of love. Let's go to Waikiki Aquarium ！
    https://hawaii.vivinavi.com/jpn/ss/article/0054

    China Walls, a spectacular spot that Hawaii connoisseurs want to keep secret
    https ://hawaii.vivinavi.com/jpn/ss/article/0055

    Honolulu City Shines ！ Honolulu ・ City ・ Lights" to make you feel Christmas
    https ://hawaii.vivinavi.com/jpn/ss/article/0057

    Feel the ZEN in Hawaii ～ Heidoin Temple ～
    https://hawaii.vivinavi.com/jpn /ss/article/0058

    Recommended beaches on the West Coast of Hawaii Island and a walk around the historic town of Honokaa from Waimea, the third largest city on Hawaii Island ＜ Part I ＞
    https://hawaii.vivinavi.com/ jpn/ss/article/0059

    Once you eat it, you already feel like a local ！ Spam, Hawaii's soul food
    https://hawaii.vivinavi.com/jpn/ss/article/0060
    Beginner's Guide ！ Honolulu Marathon Preparation
    https://hawaii.vivinavi.com/jpn/ss/article/0061

    Honolulu Marathon 2023 10K Participation Report
    https://hawaii.vivinavi.com/jpn/ss/article/0062

    Recommended beaches on the west coast of Hawaii Island and a walk from Waimea, the third largest city on Hawaii Island, to the historic town of Honokaa ＜ Part 2 ＞
    https://hawaii.vivinavi.com/jpn/ss/article/0063

    Available from the moment you arrive on the plane ！ Convenient for your Hawaii trip ・ Great value ・ Smart eSIM is a big deal Hot Trends
    https://hawaii.vivinavi.com/jpn/ss/article/0056

    What the statuesque royals are wearing ？ Learn more about Hawaii's traditional dress and its history ！
    https://hawaii.vivinavi.com/jpn/ss/article/0064

    Elegant time spent on the heights of Tantalus ～ Registry Land House ～
    https ://hawaii.vivinavi.com/jpn/ss/article/0065

    Oahu's Hole in the Wall "Yokohama ・ Bay （ Yokohama Bay ）" ！ https://hawaii.vivinavi.com/jpn/ss/article/0066

    Kodak Hula Show returns after more than 20 years ！ "Kilohana Hula Show"
    https ://hawaii.vivinavi.com/jpn/ss/article/0067

    Go to the reopened DFS Waikiki
    https://hawaii.vivinavi.com/jpn/ss/ article/0068

    Kawaii Never Stops ！ Cat Café MOFF, Now Available at Large Malls in Hawaii ！
    https://hawaii.vivinavi.com/jpn/ss/article /0069

    Feel the Urban Hawaiian Life ！ Enjoy the Ward Area ！
    https://hawaii.vivinavi.com/jpn/ss/article/0070
    Sneak into the factory of "Diamond Bakery" established in 1921! The secret of its popularity
    https://hawaii.vivinavi.com/jpn/ss/article/0071

    Speaking of Hawaii ！ ～ Various recommended poke ～
    https://hawaii.vivinavi.com/jpn/ss/article/0072

    Chocolate in Hawaii is a great souvenir ！ Recommendations
    https://hawaii.vivinavi .com/jpn/ss/article/0073

    Spectacular views of Oahu's south coast right before your eyes ！ What is "Punch Bowl" ？
    https://hawaii.vivinavi.com/jpn/ss /article/0074

    Free Activities ！ Enjoy Tennis in Hawaii ！
    https://hawaii.vivinavi.com/jpn/ss/article/0075

    Earth and Wallet Friendly ～ Oahu SDGs Shop ～
    https://hawaii.vivinavi.com/jpn/ss/article/0076

    Waterfalls to See on Hawaii Island ＜ Rainbow Falls ＞ and a stroll through downtown Hilo
    https://hawaii.vivinavi.com/jpn/ss/article/0077

    More than just malasadas ！ Hawaii foodies
    https://hawaii.vivinavi.com/jpn/ss/article/0078

    The view from the easternmost tip of Oahu is spectacular ！ Makapuu ・ Point ・ Lighthouse ・ Trail
    https://hawaii.vivinavi.com/jpn/ss/article/0079

    Hawaii Island West Coast Beach Resort ＜ Mauna Kea Beach ・ Waikoloa Village ＞
    https://hawaii.vivinavi.com/ss/article/0080

    Taste Old Hawaii on Kauai
    https://hawaii. vivinavi.com/jpn/ss/article/0081

    Cheap and varied ！ Whether for souvenirs or everyday use, shop to your heart's content at Swap Meet ！
    https://hawaii. vivinavi.com/jpn/ss/article/0082

    Kona, Hawaii Island ・ Coffee plantation ＜ UCC Hawaii ＞
    https://hawaii.vivinavi.com/ jpn/ss/article/0083

    Honolulu police officer secretly told me ！ dangerous places on Oahu
    https://hawaii.vivinavi.com/jpn/ss/article/0084
    Pearl Harbor Battleship Missouri Museum Offers New Japanese Tours
    https://hawaii.vivinavi.com/jpn/ss/article/0085

    It's Hard Not to Know ！ Hawaii Traffic Rules from a Honolulu Police Officer
    https://hawaii.vivinavi.com/jpn/ss/article/0086

    Use the Library in Hawaii ！
    https ://hawaii.vivinavi.com/jpn/ss/article/0087

    Deep connection with Japan "Kakaako ・ Waterfront ・ Park"
    https://hawaii. vivinavi.com/jpn/ss/article/0088

    Supermarkets on Hawaii Island
    https://hawaii.vivinavi.com/jpn/ss/article/0089
    Rare and Rare Ceremonies ！ "Aloha Festival" for Traditional Hawaiian Culture
    https://hawaii.vivinavi.com/jpn/ss/article/0090

    The Next Trend in Hawaiian Sweets ！ The Butter Rice Cake with the irresistible chewy texture
    https://beta.vivinavi.com/jpn/ss/article/0091

    A landmark that continues to warmly welcome voyagers, Aloha Tower, a landmark that continues to warmly welcome voyagers
    https://hawaii.vivinavi.com/jpn/ss/article/0092

    The Trial ・ of ・ Fears, a limited time only haunted house during Halloween https://hawaii.vivinavi.com/jpn/ss/article/0093

    ＜ Renaissance Fair in the town of Honokaa, Hawaii Island ＞
    https:// hawaii.vivinavi.com/jpn/ss/article/0094

    Fun in Hawaii's Local Towns ！ 5 recommendations in Manoa Marketplace
    https://hawaii.vivinavi. com/jpn/ss/article/0095

    [Selected] Must Try ！ Garlic Shrimp on Oahu
    https://hawaii.vivinavi.com/jpn/ss/ article/0096

    [2024] Honolulu Marathon Highlights and Course from a Resident ！
    https://hawaii.vivinavi.com/jpn/ss/article/0097

    Travel Excitement Rises to the Top ！ Enjoy Hawaii Nail Art from Your Fingertips
    https://hawaii.vivinavi.com/jpn/ss/article/0098

    Must-See for Cafe Lovers Saylor's ・ Cafe, a new cafe produced by a popular acai bowl restaurant in Haleiwa
    https://hawaii.vivinavi.com/jpn/ss/article/0099

    Oahu's Local Christmas in Town ！ Kapolei City Lights
    https://hawaii.vivinavi.com/jpn/ss/article/0100

    Enjoy Kaimuki ！ 2024 Latest Town Guide
    https://hawaii.vivinavi.com/jpn/ss/article/0101

    Visit Tradition Coffee, Kailua's hideaway cafe where you can smell the aroma of home-roasted coffee
    https://hawaii.vivinavi.com/jpn/ss/article/0103

    A must-see for matcha lovers ！ ANDO, a cozy cafe just opened in Kailua
    https://hawaii. vivinavi.com/jpn/ss/article/0104

    If you want to enjoy Hawaii like Hawaii, it's Waikiki Trolley ！
    https://hawaii.vivinavi.com/ss/article/ 0105

    Enjoy fresh coffee at ！ Green World Coffee Farm Hawaii
    https://hawaii.vivinavi.com/ss/article/0106
    Aerial walk with a spectacular view of the North Shore ！ CLIMB Works Keana Farms Zipline
    https://hawaii.vivinavi.com/ss/article/0107

    Fluffy texture and Homemade syrups ！ Chilest ・ Shave ice store with many repeat customers
    https://hawaii.vivinavi.com/jpn/ss/article/0108

    Local Style at OKAZUYA ・ 3 take-out options
    https://hawaii.vivinavi.com/jpn/ss/article/0109

    Haleiwa Town's hottest cafe, The ・ Birds ・ Nest ・ Coffee" at the ！
    https://hawaii.vivinavi.com/jpn/ss/article/0110

    Kahuku ・ Farms Enjoy North Shore Farm Experience
    https://hawaii.vivinavi.com/jpn/ss/article/0111

    • Useful info / Professional
    • 2025/03/09 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Real estate business （ Rent ）

    For those who are in the real estate business in the U.S. or Japan

    For those who are in Japan and have purchased real estate in the U.S. and are in the Rent business or are thinking of investing. Also, for those who are in the U.S. and have real estate in Japan and are in the rental business. The real estate business has become international, and we see many different patterns.

    Corporate Form

    When starting a real estate lending business, it is necessary to decide on a corporate form. If you are starting as an individual, a sole proprietorship （ Schedule E ） may be sufficient. LLCs and C Corp's are useful for two or more people. C Corp is currently attractive with a 21% tax rate, but requires a Distribution ／ Payroll process to transfer personal income （ to assets ）. > Payroll procedures are required. Taxes （ double taxation ） will apply at that time. However, it is considered best for those who wish to regulate their personal income.

    FINANCIAL

    Some estates offer a service to prepare financial statements, but it is recommended that you have someone who is familiar with US GAAP check this for you. Some real estate companies offer a service to prepare financial statements, but it is advisable to have someone who is familiar with U.S. GAAP check the statements.

    Declaration

    Fixed Assets （ Asset ） and Depreciation （ Depreciation ） It is very important to make sure that the information is correct. If this is not correct, there will be a huge panic when the property is sold, inherited, or audited. If you are not a person with bright knowledge of these matters, you will be in a situation where you will have a hard time correcting the fact that the Rental Property is in Double Declining Depreciation, the Asset itself is not listed, or the Asset is not updated. We recommend that you check with a specialist once a year.


    The information provided throughout this column is for general and educational information only and is not intended as a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com
    Tax and Payroll: AohamaTurtle@gmail.com

    FY2025 Special

    Individuals&Single Member LLC ： 10% OFF if you give us ...

    • Event / Finance / Insurance
    • 2025/03/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    🇺🇸Before Returning to Japan ！ American Savings Insurance and Individual Annuity Seminar ！

    Click here to apply ：
    https://insurance110usa.com/webinar/united-states-reserved-insurance-individual-pension/

    Life Insurance in America ・ Many people do not know that savings insurance has higher interest rates than in Japan, and
    many regret it after returning to Japan, saying, "I wish I had asked before I left ・ ・ ・ ・ for my new job.

    In fact, at insurance110, we are receiving an increasing number of rushed consultations from expatriates and others who have decided to return to Japan.
    Even if you have not yet decided to return to Japan, if you are in the U.S. for a limited period of time due to a term of office or other reasons, please take this opportunity to watch this video.

    For those who live in areas where we do not have branches, we can also provide information by e-mail ・ phone ・ Skype, etc.
    You do not need to visit our store to make a contract, so please feel free to contact us for all your US insurance needs.

    This seminar is also free of charge, but there is absolutely no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 9 （ Sun ）

    March 12 （ Wed ）

    *Times vary according to each area. Please check the application page.

    • Event / Finance / Insurance
    • 2025/03/05 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    💲Tax-Efficient IRA Basics [Free Online Seminar] ★ Now accepting participants ～ ★ Don't miss it ！ ！

    Click here to apply ：
    https://insurance110usa.com/webinar/japanese-and-american-pensions/https://insurance110usa.com/voice/tax- saving-ira-basics/

    The American pension system is called the "three-legged chair," and it is commonly believed that
    "public pensions," "corporate pensions," and "private pensions ・ savings" will support retirement income.


    The era of relying only on public pensions to prepare for retirement is coming to an end in Japan.
    Are you preparing for retirement? ？


    In this section, we will discuss the overview of Individual Retirement Account (IRA), which is a "personal pension" that can be used by expatriates and has tax advantages. ！


    Retirement planning is possible only in the US.

    A better understanding will help you to eliminate vague fears and see what you need to do now.


    Although this is a free seminar, there is no pressure to attend. Please feel free to attend.



    ★ Next Schedule ★

    March 22 （ Sat ）

    March 23 （ Sun ）
    Mar. 26 （ Wed ）

    *Seminar start time varies by area, please check the application page.

    • Useful info / Professional
    • 2025/03/04 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Individual Tax Identification Number ITIN)

    If you are a Japanese expatriate with children, do not have a U.S. Social Security Number （ SSN ）, and have business, investment, or income in the U.S., you must Apply for an ITIN to replace your SSN in order to file your Tax Return.


    W-7

    Usually, as a condition to Apply for an ITIN, you must have a W-7 and the required documents, why an ITIN is needed. To do so, the ITIN must be applied for when applying for a personal or company tax return.　The best way to obtain the necessary documents is to submit a Certificate Copy of Passport/VISA. You can have the Copy made at the Japanese Consulate if you are in the U.S. or the U.S. Consulate if you are in Japan. It takes 3 ， 4 months to complete the ITIN process and then the tax filing process, which requires a lot of effort and time. Also, the process is quite strict, and if the instructions are not followed, the application will be rejected.


    Required Documents

    Even so, applying for an ITIN is less troublesome for adults. Recently, for children and Dependents, Passpot alone is no longer accepted as a required document. Medical records or school records are now required as proof of residency with parents. Naturally, the documents must include the address, medical examination date, hospital name, doctor's signature or stamp, etc. to prove that the applicant lives with his/her parents. The IRS will not clearly explain the reason for rejection, so inexperienced tax preparers will have to go back and forth with the IRS, and will never be able to complete the tax return. IRS will not be able to complete the tax return forever.


    Remarks

    The ITIN regulations have been changing frequently. Recently, ITINs have been given an expiration date and renewal procedures are now required; renewal is in name only, and the documentation required is exactly the same as applying for an ITIN from scratch. In the past, Dependents received a Child Credit when they applied for an ITIN. However, this was recently changed so that it is only valid for the Dependent holding the SSN. Therefore, applying for an ITIN with a Dependent will only cost you time, effort, and money, and you will not get much benefit from it. Some people who have been in the U.S. for about two years do not apply for an ITIN for their children, but we recommend that you prepare carefully for the ITIN because it is a complicated process and once rejected by the IRS, it can take a long time.




    The information provided in this column is for general and educational information only and is not intended to be a solution or legal advice for individual readers. Any questions regarding an individual reader's specific situation should be discussed with us in advance on a consignment agreement.


    LA OFFICE: info@aohama.com

    Irvine OFFICE: aohamatax@outlook.com




    2021 From IRS Instruction
    Proof of U.S. residency for applicants who are dependents.

    A passport that doesn't A passport that doesn't have a date of entry into the United States won't be accepted as a stand-alone identification document for dependents, unless they are from In these cases, applicants will be required to submit at least one of the following original documents in addition to the In these cases, applicants will be required to submit at least one of the following original documents in addition to the passport to prove U.S. residency.

    If under 6 years of age: A U.S. medical record, U.S. school record, or U.S. military personnel stationed overseas.
    If at least 6 years of age but under 18 years of age: A U.S. medical record, U.S. school record, or U.S. state identification card that lists the applicant's name and U.S. address, or a U.S. visa. of age but under 18 years of age: A U.S. school record, U.S. state identification card or driver's license that lists the applicant's name and U.S. address, or a U.S. visa.
    If 18 years of age or older: A U.S. school record, rental statement from a U.S. property, If 18 years of age or older: A U.S. school record, rental statement from a U.S. property, utility bill for a U.S. property, or a U.S. bank statement, U.S. state identification card or driver's license that lists the applicant 's name and U.S. address, or a U.S. visa.

    FY2025 Special

    Individuals ： 10% OFF if you give us your materials by ...

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